01 - Preheat oven to 400°F. Prick russet potatoes several times with a fork, rub each with olive oil and a light sprinkle of salt. Position potatoes directly on oven rack and bake for 60 to 70 minutes, until skins are crisp and centers are tender.
02 - While potatoes are baking, heat olive oil in a skillet over medium heat. Add diced onion and cook until softened, about 2 to 3 minutes. Stir in minced garlic and cook for 30 seconds until fragrant.
03 - Add ground beef to skillet and cook, breaking into crumbles, until thoroughly browned and cooked. Drain excess fat as necessary.
04 - Sprinkle taco seasoning over the meat, add water, and stir to combine. Let mixture simmer for 3 to 4 minutes until slightly thickened. Season with salt and pepper to taste.
05 - Once potatoes are baked, allow to cool slightly. Slice each lengthwise and gently fluff the interior with a fork.
06 - Generously fill baked potatoes with taco meat. Top with cheese, cherry tomatoes, sour cream, sliced black olives, cilantro, diced avocado, green onions, and desired amount of salsa or hot sauce.
07 - Present loaded baked potatoes immediately. Encourage diners to customize with additional toppings as preferred.